Not tax or financial advice. For information only. Check IRS.gov before you file.

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1099 Checker

Sort 2026 payments to contractors. The tool keeps the list in memory for this tab. It does not ask for a TIN, a Social Security number, or a legal name. A short label is enough.

Runs in this tab only. Nothing is saved or sent.

Informational, not tax or legal advice. The result is a reading aid for the rules loaded on October 17, 2026. It is not a filing determination.

Payment year

Only 2026 rules are loaded. Threshold for services and attorney fees: $2,000, verified.

Expected due date: Monday, February 1, 2027, calculated from the weekend rule. Not an IRS-published 2027 date.

state filing rules are not included. Worker classification is not decided here.

Add a contractor

Label (optional)

Amount paid in 2026 (USD)

Payment type

Paid by credit card, debit card, or a payment app? Yes No

Did you receive a TIN (W-9 or equivalent)? Yes No

Did you withhold federal income tax? Yes No

Contractors in this check (0)

No contractors added yet.

Other information returns you expect to file (optional)

W-2s and other 1099s for the same year. They count toward the 10-return e-file line. Leave blank if you are not sure.

JavaScript is off, so the checker cannot run. Nothing on this site stores what you type. The expected due date for 2026 payments is Monday, February 1, 2027, and that date is our calculation.

What “file” means here

It means the loaded rules point toward Form 1099-NEC for that row: services or attorney fees of at least $2,000, or federal income tax withheld, and the payment was not marked as a card or app payment. Attorney fees are included even when the payee is a corporation, which is the exception the instructions describe.

What the checker refuses to answer

No dollar penalty, for 2027 or any other year.
No 2027 reporting threshold. Only the verified $2,000 line for 2026 is loaded.
No state return, no worker classification, and no choice between employee and contractor.
No 1099-MISC box number. Rent and other types come back as “check further.”

Read the who-gets-a-1099 checklist next to the result, not instead of the instructions.